Terms and Conditions

Effective Date: May 5, 2026

Welcome to VineWallet. These Terms and Conditions govern your use of the VineWallet website, products, services, and digital content made available through https://vinewallet.ca. By accessing this website or purchasing any product from VineWallet, you agree to be bound by these Terms and Conditions.

1. About VineWallet

VineWallet is a publishing and digital products brand operated in connection with LeafLink Solutions Inc. through the website VineWallet.ca. VineWallet offers educational books, ebooks, downloadable digital resources, and related informational content focused on wealth, wellness, and personal development.

2. Acceptance of Terms

By accessing this website, browsing its content, or purchasing a product, you confirm that you are at least the age of majority in your jurisdiction and that you agree to these Terms and Conditions. If you do not agree, you should not use this website or purchase products from it.

3. Products and Services

VineWallet may offer physical books fulfilled through third-party platforms, ebooks, digital downloads, templates, guides, worksheets, journals, and other downloadable or informational products. All product descriptions, pricing, availability, and features are subject to change at any time without notice.

4. Educational Purpose Only

All content sold or published by VineWallet is provided for educational and informational purposes only. Nothing on this website or in any VineWallet product constitutes financial advice, investment advice, legal advice, medical advice, tax advice, diagnosis, treatment, or any other form of licensed professional advice.

You are solely responsible for how you interpret and use the information provided. You should consult an appropriately qualified professional before making financial, legal, medical, tax, business, or health-related decisions.

5. Orders and Payment

When you place an order through VineWallet, you agree to provide current, complete, and accurate billing and contact information. All prices are listed in the currency shown at checkout, and payment must be successfully received before access to digital products or order confirmation is provided.

VineWallet reserves the right to refuse, limit, cancel, or decline any order at its sole discretion, including where fraud, abuse, unauthorized resale, or payment irregularities are suspected.

6. Digital Products and Access

Digital products may include ebooks, downloadable files, templates, guides, or other instantly delivered materials. Once a digital product has been delivered, accessed, downloaded, or made available to the purchaser, access may be considered fulfilled unless otherwise stated on the product page or at checkout.

You are responsible for ensuring that your device, software, and internet access are compatible with the file formats and delivery methods used by VineWallet.

7. Intellectual Property

All content on this website and in VineWallet products, including text, graphics, branding, logos, layouts, downloads, designs, templates, book content, and related materials, is owned by or licensed to VineWallet and is protected by applicable intellectual property laws.

You may purchase products for your own personal, non-exclusive use only unless otherwise expressly stated in writing. You may not copy, reproduce, republish, distribute, sublicense, resell, share, upload, post, modify, or exploit any VineWallet content or product for commercial use without prior written permission.

8. Prohibited Uses

You agree not to use the website or any VineWallet product:

• for any unlawful purpose,
• to infringe intellectual property rights,
• to reproduce or redistribute digital products without permission,
• to interfere with the website’s operation or security,
• to submit false, misleading, or fraudulent information,
• or to attempt unauthorized access to restricted systems or files.

9. Third-Party Services and Links

This website may contain links to third-party websites, payment processors, fulfillment services, platforms, or social channels. VineWallet is not responsible for the content, terms, privacy practices, availability, or actions of any third-party website or service.

Where physical book fulfillment is handled through Amazon or another third-party platform, the purchase, shipping, delivery, and return terms of that platform may also apply.

10. No Guarantees

VineWallet does not guarantee any specific financial, business, health, wellness, or personal result from the use of its website, products, or content. Individual outcomes vary based on many factors beyond VineWallet’s control, including effort, circumstances, implementation, and personal condition.

11. Limitation of Liability

To the fullest extent permitted by applicable law, VineWallet, LeafLink Solutions Inc., and their owners, affiliates, contractors, licensors, and representatives will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of the website or any product purchased through it.

This includes, without limitation, loss of profits, loss of data, business interruption, technology issues, download failures, reliance on content, or decisions made based on website or product materials.

12. Indemnity

You agree to indemnify and hold harmless VineWallet, LeafLink Solutions Inc., and their affiliates, representatives, and service providers from any claims, damages, losses, liabilities, costs, and expenses arising out of your misuse of the website, your breach of these Terms and Conditions, or your violation of any law or third-party rights.

13. Changes to the Website or Terms

VineWallet may update, suspend, discontinue, or change any part of the website, product offerings, pricing, or these Terms and Conditions at any time without prior notice. Updated terms become effective when posted on this page unless otherwise stated.

14. Governing Law

These Terms and Conditions are governed by the laws of the Province of Alberta and the applicable federal laws of Canada. Any disputes arising from or relating to these Terms or your use of the website shall be subject to the applicable courts of Alberta, Canada, unless otherwise required by law.

15. Contact

If you have questions about these Terms and Conditions, you may contact VineWallet through the contact information provided on the website.